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Law Offices of Carol D. Ellis, P.A. Law Offices of Carol D. Ellis, P.A.
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Creditor Harassment

Creditor Harassment: Unethical & Illegal

Our Palm Beach Bankruptcy Attorney can Stand Up for You

If you owe money to banks and lenders, this does not mean you should be subjugated to creditor harassment. In fact, it is against the law. There are many tactics used by collections employees to try regain what is owed to them, but in some instances, they overstep what is legally acceptable. If you or someone you care about is experiencing creditor harassment, or what you believe to be unethical, unlawful demands for what you owe, it is important that you protect your rights during this time. Our skilled bankruptcy lawyer at the Law Offices of Carol D. Ellis in Palm Beach can provide you with the information you need and the advocacy you deserve.

Know Your Rights

As time passes and your debts get more substantial, a collection agency's attempts to collect those debts may get more assertive, and in some cases, ugly. If you are experiencing what you believe to be creditor harassment, it is crucial to know that you have the right to put an end to their behavior under the Fair Debt Collection Practice Act.

The following are violations of a consumer's rights under the FDCPA:

  • Threats against your personal safety
  • Threats to put you in jail
  • Threats to damage your property
  • The use of obscene or inappropriate language
  • Calling you at work, even though they have been notified that it is not allowed
  • Speaking with anyone other than you about your personal financial situation

How to Defend Yourself Against Creditor Abuse

Our legal team is intimately familiar with the various ways that collection agencies try to take advantage of consumers. We understand the Fair Debt Collection Practice Act  and how to use it to defend you. We are passionate about protecting the rights of our clients and putting an end to these debt collectors' threatening ways. Harsh and intimidating strategies are not only unpleasant, they are also illegal, and we are dedicating to upholding the law and putting them in their place.

Call (561) 513-5809 today to get control over harassing creditors. Our Palm Beach bankruptcy attorney is ready to help!

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