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Law Offices of Carol D. Ellis, P.A. Law Offices of Carol D. Ellis, P.A.
Call for a Free Consultation 561-513-5809
Is Bankruptcy Right For Me?

Is Bankruptcy Right For Me?

Our Palm Beach Bankruptcy Attorney Can Help You Decide

Unforeseen circumstances such as loss of employment, a drop in income, a medical emergency, a divorce, or other contributing factors can place financial hardship on a household. A person may be unable to meet financial obligations and fall further behind in payments each month. The constant harassment from credit collectors may seem never ending. Individuals and families under serious financial strain and unmanageable debt may seek financial relief through the bankruptcy courts.

Those in need of solutions to their financial problems should contact our Palm Beach bankruptcy lawyer for counsel and insight on their unique situation. Some clients find financial solutions in debt settlementdebt negotiation, or debt consolidation. For others, bankruptcy can be the best possible option to help them break free from financial burdens.

Find out if bankruptcy is right for you today by calling the Law Offices of Carol D. Ellis, P.A.

When Bankruptcy Is the Right Solution

It is always best to seek legal advice from a seasoned and qualified bankruptcy lawyer when considering whether this option is right for your financial situation. In many cases, other alternatives should be pursued prior to filing for bankruptcy. When those alternatives are no longer available, it may be time to pursue bankruptcy.

Bankruptcy may be the right solution for those who are:

  • Late on payments
  • Taking cash advances
  • Wanting to stop calls and letters from creditors
  • Dealing with garnished wages
  • Facing unpaid taxes
  • Struggling with high medical bills
  • Experiencing other undesirable financial circumstances

Bankruptcy is a way for debtors to gain financial relief and protection from creditors. There are several different types of bankruptcy that a debtor will also need to review prior to deciding which chapter to file under. For example, Chapter 7 allows individuals to gain a fresh start by the discharge of certain debts, while Chapter 13  gives qualifying individuals time to catch up on payments through restructuring their payments. For businesses, Chapter 11 offers the chance to help them return to probability through reorganizing their debts.

Bankruptcy appeals to many debtors because of the protection from collection actions and overall financial relief it can provide. Federal bankruptcy laws are there to help those who have gotten in over their heads and allow them to get a fresh start, not destroy their credit or cause other obstacles. Our Palm Beach bankruptcy attorney at the Law Offices of Carol D. Ellis can help you determine if bankruptcy is best for your case. We offer services in both English and Spanish.

Call (561) 513-5809 or fill out a case evaluation today to get started on your debt-relief options!

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