Helping You Repair Your Credit
Our Palm Beach Bankruptcy Attorney Offers Reliable Guidance
A very valid concern about filing bankruptcy is how it will affect your future, especially your credit. It will likely take numerous years to restore your credit to an acceptable level for qualifying for home mortgages, vehicle loans, or any other type of credit line. It is important to understand that the bankruptcy process is designed to give individuals and families much needed relief from insurmountable debt. At the same time, it is not intended to ruin a person's credit for good. Just because you had to file for bankruptcy does not mean that you are cut off from the privilege of credit, only that you must rebuild this credit over time. In fact, you may be able to qualify for a lower-interest credit card within months after the bankruptcy.
If you are heavily burdened by unmanageable debt and would like to find out what course of action you should take in your circumstances, we encourage you to speak with our Palm Beach bankruptcy attorney. We can help you review your options, come up with a credit repair plan, and move forward with your life.
Improving Your Credit Score After Bankruptcy
At the Law Offices of Carol D. Ellis, our seasoned legal team is extremely well-versed and experienced in cases that pertain to bankruptcy, both the preparation and filing of Chapter 7, Chapter 11, and Chapter 13. We can work with you through every step of the process, from the initial filing to the final steps of repairing your credit.
Here are some basic ways you can begin to rebuild your credit:
- Get a secured credit card and make basic, easily paid off purchases
- Take out a small secured / unsecured loan and pay it off in a timely manner
- Avoid high-interest and high-fee finance loans when at all possible
- Get a retail or gas card after re-establishing some credit
We are committed to helping you become debt free and providing you with solutions that can result in repairing your credit. Our focus and top priority in each and every case that we represent is to help our clients and their families create brighter financial futures for themselves. We know that a unique solution exists for every client and are here to help you find the one that works for your specific case. Our Palm Beach bankruptcy lawyer can guide you through a process that best aligns with your goals and interests!
If you are ready to get advice about how to rebuild your credit, start with a free case evaluation.