Alternatives to Bankruptcy
Learning About Your Options from Our Palm Beach Attorney
When bankruptcy does not seem to be the right course of action, it is important to understand the alternatives that are available to those suffering the burden of unmanageable debt. If you are dealing with creditor harassment, potential lawsuits, repossession, or foreclosure, there may be workable solutions to help you out of your stressful situation.
The best way to learn what type of debt relief options would benefit your particular circumstances is to discuss the matter with an experienced and knowledgeable lawyer. Exploring your alternatives to bankruptcy can help you avoid the challenges of filing bankruptcy and work through your debt problems in a quicker timeframe.
Call (561) 513-5809 to speak with our Palm Beach bankruptcy attorney!
What Are My Alternative Choices?
At the Law Offices of Carol D. Ellis, our seasoned legal team is extremely well-versed in the many procedures that can be utilized to help a person get out of debt-without having to go through the bankruptcy process.
We have assisted a countless number of clients in the following:
- Loan modifications: If successful, this process allows you to modify the terms of your mortgage and negotiate a lower interest rate and overall principal.
- Debt negotiations: Through negotiation with your creditors, they may change the terms of your loan or accept a lower amount of money.
- Debt settlement: By offering a lump sum to the creditor, they may accept a lower amount of money and forgive the remainder of the debt.
- Debt consolidation: This refers to consolidating multiple loans into one in an effort to lower interest rates or change the interest rate to fixed rather than variable.
Whatever the situation you are facing, we believe there is a workable solution and are committed to helping you make the most advantageous decisions about your financial future. Our Palm Beach bankruptcy lawyer has dedicated her professional life to helping clients and their families become debt-free and can aggressively advocate for your rights and interests while representing your case. We know how to produce the positive results you need and deserve and will relentlessly pursue the best possible outcome for you and your family when you hire our firm.
Don't waste another moment! Contact us today to set up a free consultation.