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Recent Posts in Bankruptcy

  • Posted By Palm Beach Bankruptcy Attorney 29-Nov-2011

    Palm Beach Foreclosures Up in October

    New filings for foreclosure in October spiked 28 percent in Florida from the previous month, boosting Florida to the No. 4 sport for foreclosure activity nationwide. This statistic from a RealtyTrac report will put Florida in the top five, a place ...
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  • Posted By Palm Beach Bankruptcy Lawyer 1-Jul-2011

    Chapter 13 Co-Debtor Stay

    The "Co-Debtor Stay," also known as the "Co-Debtor Automatic Stay," is a feature of a Chapter 13 Bankruptcy designed to protect a debtor by insulating him from indirect pressures from his creditors exerted through friends or ...
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  • Posted By Palm Beach Bankruptcy Attorney 29-Jun-2011

    When can you file another bankruptcy?

    In my time as an attorney practicing bankruptcy law, I have consistently seen one question arise with potential clients – "if I have filed a bankruptcy in the past, when am I allowed to file another?" In a world filled with economic ...
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  • Posted By Fort Lauderdale Bankruptcy Attorney 6-Jun-2011

    Chapter 13 Vehicle Cramdown

    Many debtors with serious financial problems also own vehicles that are underwater. Fortunately, the federal Bankruptcy Code offers several options for the debtor to consider. One of the most sensible for many debtors is a Chapter 13 cram-down of the ...
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  • Posted By Fort Lauderdale Bankruptcy Attorney 3-Jun-2011

    How to Strip Your Second Mortgage Through the Chapter 13 Process

    Under Chapter 13, a person's home mortgage is usually left unaffected as long as they continue to make their mortgage payments. Where your second mortgage is concerned, however, there is an exception worth reviewing. If your house is worth less than ...
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  • Posted By Carol Ellis 1-Jun-2011

    Failure to Solve the Underlying Problem

    In some cases, bankruptcy is simply the wrong tool to use, and none of the advantages will be realized. One such situation is that of the debtor whose debts are fully secured by security interests or other liens on property that cannot be impaired ...
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  • Posted By Carol Ellis 30-May-2011

    Cost of Filing a Petition

    Besides any attorneys' fee, which will be hundreds of dollars, bankruptcy carries an out-of-pocket cost of at least $284-$299 for the court fees and fees for a prebankruptcy credit counseling briefing and a credit education course required after the ...
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  • Posted By Carol Ellis 27-May-2011

    Possible Discrimination After Bankruptcy

    Closely related to the problem of reputation is that of discrimination against debtors who have filed bankruptcy cases. To a large extent, the Bankruptcy Code alleviates this problem. Government bodies generally may not discriminate on the basis of a ...
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  • Posted By Carol Ellis 25-May-2011

    Effect on Credit and Reputation

    A bankruptcy will be part of a debtor's credit history for as long as the law allows, that is, 10 years under the Fair Credit Reporting Act. This means that anyone who requests a credit report will be informed of the bankruptcy filing. The effect ...
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  • Posted By Carol D. Ellis 20-May-2011

    The Disadvantages of Bankruptcy

    Despite all of the advantages that bankruptcy may provide, there are many valid reasons for choosing not to file a petition. Some of these concern problems in the cases of particular debtors; others relate simply to the fact that bankruptcy is not ...
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  • Posted By Carol Ellis 18-May-2011

    Automatic stay

    The most valuable feature of a bankruptcy is sometimes the automatic stay, which the debtor gains instantaneously on filing a petition. The stay is an automatic court order that prohibits all sorts of collection attempts by creditors, allowing the ...
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  • Posted By Caril Ellis 16-May-2011

    Discharge of most debts

    The principal goal of most bankruptcies is to have most unsecured debts discharged. The bankruptcy discharge totally eliminates any personal obligation to pay many types of debts. (A few types of debts are not dischargeable. Also, if a creditor has a ...
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  • Posted By Carol Ellis 12-May-2011

    The Advantages of Bankruptcy

    The key benefit of bankruptcy is the discharge of debts, which enables a debtor to start over with a clean slate. However, there are many other advantages, including protection of property and an automatic stay. If you have been faced with a ...
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  • Posted By Palm Beach Bankruptcy Attorney 11-May-2011

    Avoid Self-Destructive Acts Prior to Filing Bankruptcy

    You have financial problems and you're not sure you want to file bankruptcy. The first thing you need to know is this: That's okay! Why should you know for sure that you need to file bankruptcy? If you haven't met with a bankruptcy lawyer, how would ...
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  • Posted By Palm Beach Bankruptcy Attorney 8-May-2011

    Repairing Your Credit After Bankruptcy

    One of the biggest concerns of most people considering bankruptcy is how to rebuild credit after filing a bankruptcy. This is certainly a valid concern as credit has become an important part of the American economy and it seems a credit card is ...
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  • Posted By Palm Beach Bankruptcy Attorney 6-May-2011

    Analyzing Your Budget To Determine If Bankruptcy Will Help

    A final ingredient in the financial picture of a family or individual is a complete analysis of ongoing expenses and income. Only with this information in hand can the likely outcome of a bankruptcy be projected, for the family will continue to have ...
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  • Posted By Palm Beach Bankruptcy Attorney 22-Apr-2011

    Welcome to our Palm Beach Bankruptcy Blog

    We are pleased to announce the launch of our Palm Beach Bankruptcy Blog.
    Continue Reading

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Recent Posts

  • Palm Beach Foreclosures Up in October
  • Chapter 13 Co-Debtor Stay
  • When can you file another bankruptcy?
  • Bankruptcy and Divorce
  • Clasificación de una Bancarrota del Capítulo 7 Podría Ayudar a Aumentar su Cuenta de Crédito
  • Chapter 13 Vehicle Cramdown
  • How to Strip Your Second Mortgage Through the Chapter 13 Process
  • Failure to Solve the Underlying Problem

Categories

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Law Offices of Carol D. Ellis, P.A.
Law Offices of Carol D. Ellis, P.A. - Palm Beach Lawyer
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